Apr 29, 2019 | EMILY BAKER-GAUNT

Got your number?

Don’t worry we aren’t talking about your phone number. We mean the number you need to know about to unlock your financial independence.

If you’re approaching a milestone event in your life such as selling a business or retirement, you might find it useful to understand how much money you need to live your desired lifestyle over the coming years.

Perhaps you want to travel, or buy a new home, maybe you want to be able to give a certain amount of money to good causes – the list is endless! And so are your choices. We recommend making a ‘life list’ – write down all the things you want to achieve, big or small, and then we can help you make them become a reality.

Knowing your number might influence decisions you’re making now and in the future so don’t leave it to chance.

We work with people every day to help them understand their financial situation and how they can make life count. All our advice is based around you as an individual, your approach to taking risk and the things you want to achieve in life.

To fully understand your number, you need a way of modelling the changes in your regular spending over time, the timing of your one-off spends and all of the variables that life can bring your way. This is where cash flow modelling comes in.

We use cash flow modelling with all our clients – it’s a piece of software that allows us to accurately calculate your number by building in all your unique variables. We then present this to you visually, giving you peace of mind that the financial decisions your making will not only help you now, but also in the future.

This is all part of unique approach to investment that is based on Nobel-prize winning theory – find out more about it here or get in touch if you want to find out your number.

This communication is for general information only and is not intended to be individual advice. It represents our understanding of law and HM Revenue & Customs practice as at 14 August 19. You are recommended to seek competent professional advice before taking any action. The value of investments and the income from them can go down as well as up, and you may get back less than you originally invested. Past performance is not a guide to the future. The investments described are not suitable for everyone. This content is not personalised investment advice, and Cooper Parry Wealth can take no responsibility for investment decisions you may make as a result of this information. Tax and estate planning advice are not regulated by the FCA.


Send an email to us at iant@cooperparry.com