If you engage us to provide services to you, our terms of business provided to you will also apply.
The Site is operated by Cooper Parry Wealth Limited (registered company no. 04220777 and VAT number 828 950 688. We’ll refer to ourselves as “we”, “us”, “our”, “Cooper Parry Wealth”. Our registered offices are at Sky View, Argosy Road, East Midlands Airport, Castle Donington, Derby DE74 2SA.
Cooper Parry Wealth is authorised and regulated by the Financial Conduct Authority (FCA) for investment business under reference 197193. This can be checked at www.fca.org.uk by navigating to the Financial Services Register or by calling the FCA on 0800 111 6768.
In accordance with the disclosure requirements of the Provision of Services Regulations 2009, our lead professional indemnity insurers is Aviva Insurance Ltd of St Helen’s, 1 Undershaft, London, EC3P 3DQ. The territorial coverage is worldwide.
Our site is made available free of charge.
Although we aim to offer you the best service possible, we do not guarantee that the Site, or any of its content, will be available or uninterrupted at all times and we shall not be liable if for any reason the Site is unavailable at any time or for any period.
We cannot guarantee that the Site will be fault-free. If a fault occurs with the Site, you should report it to us, and we will attempt to correct the fault as soon as we reasonably can.
Access to all or any part of the Site may be occasionally suspended, withdrawn or restricted for business or operational reasons including to allow for repairs, maintenance or the introduction of new facilities or services. We will try to give you reasonable notice of any suspension or withdrawal.
We may update and change the Site from time to time.
The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.
Although we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up to date.
You may not use the Site for any of the following purposes:
You will be responsible for our losses and costs resulting from your use of the Site for any purposes in breach of this section.
We are the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. The content of the Site is protected by copyright, trade marks, database rights and other rights under the laws of England and Wales and/or other jurisdictions around the world.
You may retrieve and display the content of the Site on a computer screen or print one copy of such content for your own personal, non-commercial use, provided you keep intact all and any copyright and proprietary notices. You may not otherwise reproduce, modify, copy or distribute or use for commercial purposes any of the materials or content on the Site without written permission from us.
You must not modify any documents, graphics, images or use any corresponding text away from such graphics and images. Our logo, copyright and trademarks must appear in all copies made by you such that our status (and that of any identified contributors) as the authors of material on the Site must always be acknowledged.
All information provided in this website has been prepared for general information and illustration purposes and does not establish, in any form, a business or professional services relationship with us or any of our group companies. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the material on the Site.
The Site and any content on the Site is provided on an “as is” and “as available” basis.
If you are business user, to the maximum extent permitted by law we hereby expressly exclude:
If you are a consumer user:
If you are a consumer or a business user, we do not limit or exclude our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.
The Site must not be framed on any other site, nor may you create a link to any part of the Site.
If you take advantage of any discounts, offers, promotions, or are involved in transactions with any third party we shall not be liable for any loss or damage of any sort incurred as a result of any such dealings, or as the result of the presence of such offers, discounts, promotions etc. on the Site.
Part of the Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with relevant laws and codes. We will not be responsible to you for any error or inaccuracy in advertising and sponsorship material.
Unless expressly stated otherwise, any information you transmit or post to the Site shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material and/or information. We shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial and non-commercial purposes.
You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.
We do not guarantee that the Site will be secure or free from bugs or viruses, and we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.
The Site is directed to people residing in the United Kingdom. We do not represent that materials available on or through the Site are appropriate for use or available in locations outside the United Kingdom, and accessing the Site from territories where its contents are illegal or unlawful is prohibited. If you choose to access the Site from locations outside the United Kingdom, you do so on your own initiative and are responsible for compliance with local laws.
If you choose, or are provided with, a username, identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows you user identification code or password, you must promptly notify us at firstname.lastname@example.org.
We will try to solve any disagreements quickly and efficiently.
Last update: 1 December 2023.